Eligibility

Prepare the right basics before applying for a loan.

Eligibility can vary by loan type and lender, but strong preparation usually starts with accurate KYC, income details, bank statements, repayment behavior, and a clear loan purpose.

Common Documents

  • Identity proof and address proof
  • PAN card and recent photographs
  • Recent bank statements
  • Salary slips, ITR, or business financials
  • Property papers for secured loans
  • Existing loan details, if any

Readiness Factors

  • Stable income or business cash flow
  • Comfortable EMI planning
  • Good repayment track record
  • Clear loan purpose and amount requirement
  • Accurate documents and contact information
  • Co-applicant details where required

Before submission

Small preparation details can matter.

We help you review the basics so your enquiry is more organized before it moves ahead.

For salaried customers

Keep salary slips, bank statements, employment details, KYC, and existing obligation details ready.

For self-employed customers

Prepare bank statements, ITR, business proof, GST or shop details where applicable, and financial records.

For property-backed loans

Property ownership papers, valuation-related details, and address documents may be important.